Obtain a decision that is real-time money within seconds.

What exactly is an easy Loan?

The U.S. Bank Simple Loan is an instant and way that is convenient U.S. Bank checking clients to borrow as much as $1,000 to manage prepared and unplanned expenses.

To get going, just get on online or mobile banking and choose the Simple Loan application from your own bank checking account menu.

maybe Not really a U.S. Bank customer that is checking? Explore our bank checking account choices.

What sort of Simple Loan works

Apply anytime within on the internet and banking that is mobile having a real-time decision 1 and fast access to loan funds. Borrow as much as $1,000, in $100 increments. Loan funds deposited straight into your U.S. Bank customer bank account. Repay the loan in three payments that are monthly

Easy pricing without any belated costs or prepayment charges.

For almost any $100 borrowed you spend:

$12 charge with automated re payments from your own U.S. Bank customer account that is checking

$15 fee with handbook payments

Re re Payment example

In the event that you borrow $400 and choose automated repayments, your cost may be $48. YouРІР‚в„ўll pay straight straight back a complete of $448 in three monthly premiums of around $149.33 each. Your total price to borrow (apr) will likely be 70.65%.

Simple Loan is really a high-cost loan and additional options could be available:

Unsecured loan – a loan that is personal no collateral required. Bank cards – Use to produce acquisitions or get badcreditloanapproving.com/payday-loans-va yourself an advance loan. Reserve type of credit – a line that is personal of providing overdraft protection

To get going hereРІР‚в„ўs exactly what youРІР‚в„ўll need.

You truly must be at the very least 18 years old and possess A u.s. that is currentРІ bank account that is available for at the least half a year. 3 months of recurring direct deposits into a U.S. Bank bank account. Your Personal Security quantity

Log on to online and mobile banking and access the easy Loan application website website link in the account page that is checking.

Our online application is convenient and secure.

If youРІР‚в„ўre currently a U.S. Bank consumer, there is the easy Loan application website link in the bank account web page when logged into on the internet and mobile banking.

We utilize the strongest encryption that is available protect any information you deliver.

Explore your choices

Extra resources

Things to understand before you use

To be eligible for an individual line you have to have a current U.S. Bank individual bank checking account. Individual line provides a money supply for ongoing needs that are financial. Should this be the thing you need, or you are seeking a revolving account having a adjustable rate and minimal monthly premiums, an individual line may be best for your needs.

What things to understand before you use

To generally meet the essential skills, be sure you have actually a current u.s. bank checking account. Reserve Line protects you from overdrafts in your U.S. Bank individual bank account. Should this be the thing you need, a Reserve Line may be best for your needs.

Things to understand before you use

To qualify to try to get a U.S. Bank Simple Loan, candidates will need to have an available U.S. Bank account that is checking recurring direct deposits. Other eligibility requirements may use. Eligibility is non-transferable. Loan approval is at the mercy of credit and eligibility approval.

Loans and credit lines can be obtained through U.S. Bank nationwide Association. Deposit items are made available from U.S. Bank nationwide Association. Member FDIC.

Loan payment instance: in the event that you borrow $400 and choose payments that are automatic your charge will undoubtedly be $48. YouРІР‚в„ўll pay straight straight right back an overall total of $448 in three monthly premiums of around $149.33 each. Your total price to borrow (annual percentage rate) is supposed to be 70.65%.